What we offer

Kansas City Financial Advisors with a Fiduciary Mindset

Your interests come first at Open Road Wealth Management, a fee-only wealth management firm. We have transparent pricing and do not sell products that earn us commissions. View our financial and investment services that can help you achieve your retirement and post-retirement goals.

Retirement Planning Investment Management Legacy Planning Tax Planning Social Security Strategies Insurance Optimization

Fee-Only Retirement Planning

Do you wonder if you have enough money to retire or if you’re making the right investment choices? Retirement planning can be overwhelming. Tap into the expertise of Todd Minear, a CERTIFIED FINANCIAL PLANNER™ with 23+ years of experience, and the federal employee expertise of Kelli Harpe.

We offer a unique Retirement RoadMAP (Made-to-order Action Plan) that outlines your roadmap for retirement planning, putting your interests first, whether that’s reducing your taxes, maximizing investments, traveling and having fun, and/or legacy planning.

With our retirement planning, we can help you achieve the retirement of your dreams!

Retirement Planning RoadMAP Benefits:

Identify your goals, an objective analysis of your investments, and develop a Retirement RoadMAP.
Your Retirement MAP changes as the landscape changes. It keeps you on track throughout your journey towards your destination.

Investment & Wealth Management

Our personalized investment advice will help you manage your wealth for today, tomorrow, and even the next generation. We work best with clients who have $500,000+ worth of investments.

We’ll help maximize potential returns by matching your risk tolerance to the best investment products for you, the client, and not us! As a fiduciary wealth management firm, we always put your interests first. We charge a transparent fee(s) and don’t earn commissions.

Benefits:

True Wealth Management goes beyond regular financial planning and wealth management, with personalized support and 100% fee transparency.
Develop and implement a low-cost, diversified, and tax-efficient wealth management strategy.

Tax Planning

Tax preparation is basically a summary of where you’ve been. It’s a lot like looking in the rearview mirror. If you want to reduce taxes and develop a tax-efficient strategy, it involves prior planning, anticipation, and execution.

Benefits:

Helps you avoid tax torpedoes.
Helps you reduce taxes so you're tax-efficient with a Tax RoadMAP.

Legacy Planning

Would you like to leave some of your wealth for your children and grandchildren? If you already have a trust, will, or non-probate transfer established, we can ensure you’re a legacy that lives on for generations with a future-proof wealth management strategy.

If you need help with estate planning, we can connect you to professionals in the Northland who can help.

Benefits:

Peace of mind that you'll leave behind a financial legacy for loved ones.
Strategies to achieve your goals with your Legacy RoadMAP.

Maximize Social Security

Understanding your Social Security benefits can help you develop a strategy that balances the urge to initiate them with maximizing them so you never run out of money.

Benefits:

Find the balance between maximizing social security and initiating benefits.
Develop a Social Security RoadMAP that minimizes the risk of running out of money.

Insurance Optimization

Health insurance during retirement can be tricky. While we do not sell insurance, we can evaluate your life, health, and long-term care insurance plans and make recommendations for changes if needed. We consider it part of your risks that are critical to retirement planning and wealth management.

Benefits:

Protect your wealth with the insurance you need in life. While we don’t sell insurance of any kind, we can evaluate what you have and make recommendations for changes if needed.
Your Insurance RoadMAP helps reduce the risk of catastrophic events by making insurance recommendations.

Ready To Work With Us?

Learn about our process and how to get started.

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Have more questions?

Our financial advisors have the answers and more.

What does fee-only financial advisor mean?

The term fee-only means we only collect fees from our clients. We believe this aligns our interest with yours.

We do not earn commissions from selling products like you might find at other firms. We put ourselves in the position to be your consultant so we can make recommendations based on your best interest. This way, we both win!

Why Should I Partner Open Road Wealth to plan my retirement?

Join us and enjoy these Massive Benefits:

Get your Financial House in Order. Many times this is the first step. You have to be organized to know your starting point. We start with gathering your information and figuring out your goals.
Move on from Procrastination. It’s time to Get Time on Your Side. We will bug you, nudge you, lean on you or sometimes beg you to get your tasks done! Don’t worry, we will figure out the approach that works best on you!
Enjoy an honest and objective evaluation. We are educated, experienced, ethical and insightful professionals. We see many things that clients don’t. Afterall, you don’t know what you don’t know. We always tell it like it is – even if you don’t want to hear it.
Look around the Corner. We look years ahead and anticipate how today’s strategies will impact your opportunity for a successful retirement.
Get Educated. We believe that educated clients make the best decisions. After we learn your situation and aspirations, we will provide you with the resources, so together, we can make the best decision for you
Collaborate with us. Sure, if we work together, you pay us and you’re the boss. However, you will get the best results when we put our heads together and collaborate. Intimate collaboration will give you the best opportunity for success.

What are your fees?

The fees depend on the type of service you’d like. As a boutique agency, we customize our plans to fit your needs.

Generally, our clients pay 1% of the assets we manage.

We also suggest a Retirement RoadMAP (Made-to-order Action Plans), which cost between $3-10,000. It depends on the complexity as we can be as detailed as you need in your roadmap.

Does Open Road Wealth have asset minimums?

Yes. We do our best work with those who have $500,000 or more of investable assets.

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Keep Learning About Wealth Management

View our blogs about early retirement, the types of financial advisors, fee-only planning, mindful spending, and more!

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What we offer

Kansas City Financial Advisors with a Fiduciary Mindset

Fee-Only Retirement Planning

<img width="37" height="37" decoding="async" src="/wp-content/uploads/2022/09/investment-management-blue-icon.svg" alt="Investment &amp; Wealth Management Icon">Investment & Wealth Management

<img width="41" height="32" decoding="async" src="/wp-content/uploads/2022/09/tax-planning-blue-icon.svg" alt="Tax Planning Icon">Tax Planning

<img width="39" height="38" decoding="async" src="/wp-content/uploads/2022/09/legacy-planning-blue-icon.svg" alt="Legacy Planning Icon">Legacy Planning

<img width="45" height="35" decoding="async" src="/wp-content/uploads/2022/09/social-security-strategies-blue-icon.svg" alt="Maximize Social Security Icon">Maximize Social Security

<img width="39" height="41" decoding="async" src="/wp-content/uploads/2022/09/insurance-optimization-blue-icon.svg" alt="Insurance Optimization Icon">Insurance Optimization

Ready To Work With Us?

Learn about our process and how to get started.

Have more questions?

Our financial advisors have the answers and more.

Keep Learning About Wealth Management

Get In Touch

Ask A Question

Investment & Wealth Management

Tax Planning

Legacy Planning

Maximize Social Security

Insurance Optimization